At Rupee Leap, your privacy is our priority. We are committed to protecting your personal data and being fully transparent about how we collect, use, and secure it. This Privacy Policy outlines the types of data we collect, the reasons for collecting it, how it is used, and the safeguards we maintain.
By downloading, installing, or using the Rupee Leap mobile application, you consent to the practices described in this Privacy Policy. If you do not agree with any part of this policy, please discontinue use of the app.
We collect personal details such as your full name, date of birth, mobile number, email address, residential address, PAN, employment details, and income information. This data is used to verify your identity, assess eligibility for services, and meet regulatory requirements. It is encrypted during transmission, securely uploaded to https://api.rupeeleap.com, used only for risk and eligibility evaluation, and permanently deleted once the process is complete.
With your consent, we access financial SMS messages from the last six months, including salary credits, EMI reminders, and bank-related alerts. These messages help us understand income patterns and assess credit behavior. We do not access personal, promotional, or social messages. All SMS data is securely encrypted, uploaded to https://api.rupeeleap.com, used strictly for credit assessment, and deleted automatically after evaluation.
We collect information about apps installed on your device, including app names, package identifiers, and installation timestamps. This helps us confirm device authenticity, detect risk patterns, and prevent misuse of services. The data is never shared with any third party. It is encrypted, securely transmitted to https://api.rupeeleap.com, and deleted after the verification is complete.
We gather device details such as your phone model, operating system version, IMEI number, screen size, device language, and Google Advertising ID. This information is used to ensure technical compatibility, detect unusual device behavior, and enhance app performance. All collected data is encrypted, securely uploaded to https://api.rupeeleap.com, and deleted after analysis.
Access to your camera and media files is requested only when uploading official documents required for KYC verification. These documents may include your PAN card, Aadhaar, or proof of address. All files are handled securely, encrypted in transit, uploaded only to https://api.rupeeleap.com, and permanently deleted once verification is completed.
We collect data about how you use the app, including screen activity, session length, taps, and navigation behavior. This helps us detect suspicious activity, improve the interface, and enhance service performance. All behavioral data is anonymized after use, securely uploaded to https://api.rupeeleap.com, and deleted after processing.
We use the collected data only for purposes that are necessary, including:
Verifying your identity (KYC)
Assessing loan eligibility and managing risk
Detecting fraud or suspicious behavior
Enhancing app performance and customer support
Meeting regulatory and legal obligations
Refusing permissions may limit access to some features, but we will always request consent before accessing restricted information.
We do not sell or rent your personal data. Information may only be shared under the following conditions:
With licensed NBFC partners to process and manage your loan application
With authorized service providers, such as KYC and analytics providers, under strict confidentiality agreements
With regulatory or legal authorities, if required by law, regulation, court order, or official directive
All third parties are required to follow industry-standard data protection and security practices.
We maintain a high level of data protection using the following measures:
SSL encryption during transmission
Strict access controls and user authentication
Secure cloud storage with auto-deletion protocols
Regular data audits and system updates
Only authorized personnel with specific roles have access to sensitive user information.
Your data is stored only for as long as necessary to:
Provide services and perform risk assessments
Comply with regulatory and legal obligations
Prevent fraud or identity duplication
Once the purpose is fulfilled, the data is permanently deleted from our systems.
Rupee Leap is intended for users aged 18 and above. We do not knowingly collect or retain personal data from minors. If we discover such data was collected unintentionally, it will be promptly deleted.
As a user, you have the right to:
Request access to your personal information
Request corrections or updates to your data
Withdraw permissions at any time
Request account and data deletion (subject to legal constraints)
File a complaint if you believe your data was misused
To exercise these rights, please contact us at the address listed below.
We may update this Privacy Policy to reflect changes in legal requirements, services, or technology. Any changes will be available within the app. Continued use of the app implies acceptance of the updated policy.
For questions, requests, or privacy concerns, contact us:
Email: contact@visakafinancial.com